Bank Parsian Iran

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    Parsian Bank Account Information:

Rial Accounts

Foreign Exchange Accounts

Rial Accounts

  Parsian bank opens the following accounts for its' customers

    -  Savings account
    -  Current account
    -  Short termed investment deposit account
    -  Special short termed investment deposit account (joint to current account)
    -  Special 6 months investment deposit account
    -  Long termed investment deposit accounts

 All Parsian bank accounts are Online & Real-time. You can obtain information about your account outside the branch by using one of the following methods ISS, EMS, SMS and the telephone.

Conditions & needed documents to open a bank accounts

By visiting one of our branches all eligible & legal persons can open a bank account

 Necessary documents to open a bank account

 Eligible real persons:

        Original  & copy of birth certificate

        National identification number

        10 digit post code

        The minimum deposit to start a savings account or a short termed investment deposit account is Rls 500000 & the minimum deposit to start a long term investment deposit account (6 months to a 5 year account) is Rls 1000000.

        Customers must be at least 18 years of age to open different accounts. The minimum age to open a savings account is 12 years & the age to withdraw money from their account is a minimum of 15 years. You can open an account for the benefit of a child under the said age if you are their parent or legal guardian.

 Legal persons:

       Articles of association

        Establishment notice

        Notice of the latest alterations

        The original births certificate of all the company managers & their copies.

Interest free accounts

Current account

By visiting one of our branches all eligible & legal persons can open a bank account. According to the central banks notice, applicants must not have any bad cheques or bad records; they must show the bank a valid & appropriate occupational document. Cheques issued from current accounts according to regulations are payable at all Parsian bank branches.

  Savings account

Clients holding savings accounts can win valuable prizes in the bank prize draw & when needed receive their money from all bank branches throughout the country. The minimum deposit to enter the prize draw is Rls 500000.

 Investment Deposit Accounts

   Short termed investment deposit accounts:

After opening a short termed investment account, customers can add and withdraw at any time they wish and a daily interest is paid to the remainder of their money (a minimum of Rls 500000).

  Special short termed investment deposit accounts (joint to current account):

By opening this account, a connection will be made between the customers' current account & this special short termed investment deposit account. This speciality will give the bank the ability to transfer the needed amount from the special short termed investment deposit account to the customers' current account. The bank will then pay the asked sum from the current account.

  Special 6 months short termed investment deposit accounts:

After opening a Special 6 month short termed investment deposit account & receiving a certificate, the client will receive a daily interest if they do not withdraw their money for 6 months.

  Long termed investment deposit accounts:

  Long termed investment deposit accounts include 1,2,3,4 & 5-year accounts. The     interest due to these accounts are calculated daily & paid monthly to their accounts.

  

Types of Investment Deposits

Fiscal Year 2002-2004

Fiscal Year 2003-2004

Fiscal Year 2004-2005

Fiscal Year 2005-2006

Fiscal Year 2006-2007

Provisional

Actual

Provisional

Actual

Provisional

Actual

2005/03/21

till

2005/07/06

2005/07/07

till

2006/03/20

2006/03/21

till

2006/04/29

From the

 

2006/04/30

One-Month

10%

14%

12%

15%

13%

15%

14%

12%

11%

14%

Six-Months

12%

16%

14%

17%

15%

17%

16%

14%

12.5%

15%

One-year

17%

20%

17%

20%

18%

20%

19%

16%

15%

17%

Two-year

18%

20.50%

18%

20.50%

19%

20.50%

19.50%

17%

15.5%

17.2%

Three-year

18.50%

21%

18.50%

21%

19.50%

21%

20%

18%

16%

17.3%

Four-year

19.50%

22%

19.50%

22%

20.50%

22%

21%

19%

16.5%

17.4%

Five-year

20.50%

23%

20.50%

23%

21.50%

23%

22%

20%

17.5%

18%

 


Foreign Exchange Accounts

     Conditions & documents to open a foreign exchange account
  • you must be at least 18 years of age
  • the necessary documents to open a foreign exchange account for eligible real persons: original birth certificate & it’s copy and the necessary documents for legal persons: articles of association , establishment notice, notice of latest alterations in the official journey, the original birth certificate of all the company managers & their copies

Savings account

Eligible real & legal persons can open an savings account by depositing a minimum of $100 & maximum of $5000 in the form of cash or its' equivalent in another currency accepted by the bank in the form of cash or a transference.

    Current account

Eligible real & legal persons can open an savings account by depositing a minimum of $1000 & maximum of $5000 in the form of cash or its' equivalent in another currency accepted by the bank in the form of cash or a transference.

    Limited investment deposit accounts

Opening a Limited investment deposit account is possible after depositing a minimum of $1000 & a maximum of $5000. The minimum investment duration is 3 months & the maximum is 12 months. According to foreign exchange criteria & international regulations, interests will be calculated & paid in accordance to Libor rate (the rate of interests between banks in the London market.) to the remainder of money in limited investment deposit accounts.

If a foreign currency is given in the form of draft or with a notice due to regulations on preventing money laundering there are no limits for maximum deposits.

 



   
 

 

 

 

 
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